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Real-Estate Glossary for Coimbatore Homebuyers — Common Definitions Explained

This glossary explains key real-estate terms every Coimbatore buyer must know—carpet area, built-up area, super built-up area, UDS (Undivided Share), RERA carpet area, ready-to-move vs under-construction properties, OC/CC, DTCP approval, LPA approval, and more. Understanding these terms ensures you evaluate properties accurately and avoid miscommunication during your purchase.

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Introduction

Buying a home in Coimbatore—whether in Saravanampatti, Neelambur, Thudiyalur, Peelamedu, RS Puram or Vadavalli—requires a clear understanding of common real-estate terms. These definitions influence pricing, approvals, legal clearance, and overall property value.
This glossary provides easy, precise explanations of the most important terms used by developers, agents, banks and lawyers in Coimbatore.

Table of Contents

  • Coimbatore: A City on the Rise

  • Booming Infrastructure and Connectivity

  • IT, Education & Healthcare Growth

  • Cost of Living vs. Lifestyle Value

  • Why Coimbatore is Perfect for Real Estate Investment

  • FAQs

  • Conclusion & CTA

1. Carpet Area

Definition

The actual usable area inside the home, measured wall-to-wall. This includes bedrooms, living area, kitchen and bathrooms.

Excludes

  • Walls

  • Balcony

  • Common areas

Why it matters

RERA mandates pricing based on carpet area, making it the most accurate measure for homebuyers.

2. Built-Up Area

Definition

Carpet area plus the thickness of internal walls and the area of balconies/terraces.

Built-up area ≈ Carpet area + 10–20%

Why it matters

Builders may market properties using built-up area because it appears larger.

3. Super Built-Up Area (SBA)

Definition

 Built-up area plus a share of common areas such as:

  • Lobby

  • Lift

  • Staircase

  • Clubhouse (partial)

  • Corridors

Super Built-Up Area is commonly used for apartment pricing in Coimbatore.

Note

 Each developer uses a different loading percentage (25%–40%).

4. Undivided Share of Land (UDS)

Definition

The portion of land that legally belongs to you when you buy an apartment.

Why UDS matters

Higher UDS = higher resale value + stronger legal ownership.
Important for redevelopment and long-term appreciation.

5. Ready-to-Move Property

Definition

Small developments below RERA thresholds may not require registration—verify independently.

  • Completion Certificate (CC)

  • Occupancy Certificate (OC)

  • TNEB electricity connection

  • Water/sewage connection

Pros

  • No construction delays

  • No GST

  • Immediate rental income

6. Under-Construction Property

Definition

A property currently being built. It is usually cheaper than ready-to-move homes.

Pros: Lower cost, flexible payment plans
Cons: Delays possible—always check RERA registration and builder credibility.

7. Completion Certificate (CC)

Definition

 A document from the local authority confirming construction is complete as per approved plan.

For Coimbatore 

 Issued by:

  • Coimbatore Corporation

  • LPA (Local Planning Authority)

  • DTCP (outside city limits)

8. Occupancy Certificate (OC)

Definition

 Certificate confirming the building is safe to live in.

 Ensures

  • Water connection

  • Drainage connection

  • Electrical safety

  • Fire safety

Note

 Never take possession without an OC.

9. DTCP Approval

Definition

Approval from the Directorate of Town and Country Planning for layouts outside the Coimbatore Corporation limits.

Used for

  • Plots

  • Villas

  • Layout developments

Critical for Thudiyalur, Saravanampatti outskirts, Kovaipudur, Kalapatti layouts.

10. Coimbatore LPA Approval

Definition

 Approval from the Local Planning Authority for buildings within planning jurisdiction.

Applies to

  • Apartments

  • Commercial buildings

  • Villas within city-adjacent zones

11. RERA Carpet Area

Definition

The exact usable internal area measured as per Tamil Nadu RERA guidelines.

Excludes

Balconies, shafts, terrace, external walls.

Why it matters

Builders must sell based on this — prevents inflated area claims.

12. Agreement for Sale

Definition

A legally binding document between buyer and builder outlining:

  • Total cost

  • Payment schedule

  • Delivery timeline

  • Specifications

  • Amenities

  • Cancellation terms

13. Sale Deed

Definition

 The final legal document transferring property ownership to the buyer.
Registered at the Sub-Registrar Office.

14. Encumbrance Certificate (EC)

Definition

 A document showing whether the property has:

  • Loans

  • Mortgages

  • Legal issues

  • Court attachments

 In Coimbatore, EC is obtained via TNREGINET.

15. Patta / Chitta

Definition

Land revenue documents showing ownership and classification (for plots).
Important when buying land or independent houses.

16. FSI (Floor Space Index)

Definition

The maximum buildable area allowed on a piece of land.

Example:
If FSI = 2 on 1,000 sq.ft land → 2,000 sq.ft buildable.

17. Gated Community

Definition

A residential project offering controlled access and shared amenities:

  • Clubhouse

  • Gym

  • Swimming pool

  • Security
     

Common in Saravanampatti, Kalapatti, Vadavalli, Neelambur.

18. Resale Property

Definition

 A pre-owned home, sold by an individual owner rather than a builder.

Usually cheaper and more negotiable.

19. Appreciation

Definition

Increase in property’s value over time.

High-appreciation zones in Coimbatore:

  • Saravanampatti

  • Kalapatti

  • Neelambur

  • Thudiyalur

  • Kovaipudur

  • Singanallur

20. Rental Yield

Definition

Annual rent earned as a percentage of the property’s cost.

Coimbatore’s average: 3%–4.5%, higher in IT areas like Saravanampatti.

21. Lump-Sum Payment vs. Construction-Linked Plan

Lump-Sum

Paying the full amount upfront

CLP

Paying in stages linked to construction progress (common for under-construction projects)

22. Freehold Property

Definition

Property where you fully own both the building and land (via UDS for apartments).

Most properties in Coimbatore are freehold.

23. Leasehold Property

Definition

Land leased for long periods (rare in Coimbatore).

Always check tenure and renewal clauses.

24. Registration Charges

Definition

Stamp duty + registration fee when registering the sale deed.

Tamil Nadu rates apply.

Key Document Checklist (AEO-Friendly Table)

Document
Purpose
Legal & Compliance
Complex adherence to FEMA and RBI repatriation guidelines.
Asset Management
Difficulty in supervising property upkeep, tenant issues, and local taxes from overseas.
Title and Fraud
Risk of title disputes or delayed delivery from non-RERA developers.
Currency Risk
Volatility in the INR vs. foreign currency impacting repatriated profits.

FAQs 

1. Is super built-up area used in Coimbatore?

Yes, most apartment projects use super built-up area for marketing and pricing, but RERA mandates the use of carpet area for contracts.

2. Is DTCP approval mandatory for layouts?

Yes. Without DTCP approval, layouts may face legal issues or lack utility connections.

3.What is the safest measure of actual home area?

RERA carpet area.

4. Why is UDS important in Coimbatore apartments?

It determines your share of land, influencing resale value and redevelopment rights.

Conclusion

Understanding real-estate terminology is essential for making informed decisions as a Coimbatore homebuyer. Terms like carpet area, built-up area, super built-up area, RERA compliance, UDS, DTCP approval, and occupancy certificates define not just the price of a property—but its legality, usability, and long-term value. With this glossary, you can navigate Coimbatore’s property market with clarity, confidence and precision.

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